"High" to "Low" Risk
Increasing flood protection through the construction of the Levee Project helped to reduce the flood risk for approximately 8,000 properties. As of October 16, 2012, property owners in South Shoreview, Parkside, Sunnybrae, 19th Avenue Park, and areas neighboring the Marina Lagoon will no longer be required to purchase mandatory "high risk" flood insurance. As of October 16, 2012 your property's new flood status will be "low risk."
|Special Note! Please Read.
If your insurance renewal is due before October 16, 2012, please renew so that you do not risk your refund. If your insurance renewal is due after October 16, 2012, you do not need to renew, and you qualify for a refund for the current policy year. Please see the resources below to ensure you follow all guidelines.
Residents who live in South Shoreview, Parkside, Sunnybrae, 19th Avenue Park, and areas neighboring the Marina Lagoon will no longer be required to purchase mandatory flood insurance as of October 16th, but we encourage you to purchase a “low risk” policy to reflect your “low risk” flood status. It is easy to convert to a low risk policy (called Preferred Risk Policy) and is much lower cost than your “mandatory policy” rates. You also have the option of applying for a full refund.
Better Understand the Process
Learn a "snapshot" of the key information to know when you own a property going from high risk to low risk flood status. Read the overview
"High" to "Low" Risk Resources
The resources below are intended to assist you with communicating your decisions with your insurance agent and mortgage company. Residents who own properties removed from the "high risk" zone will receive informational packets no later than Monday, October 29th. The week of October 29th, informational packets will also be available at City Hall.
Access to Maps and Zone/Panel Information:
FEMA Map Service Center
Instructions for Creating a Map of Your Area
City of San Mateo’s MyStreet
FEMA Map Information Exchange (FMIX)
Tools for Working with Your Agent:
FEMA Policy Cancellation - Physical Map Revision (PMR)
FEMA Conversion to Lower Cost Preferred Risk Policy (PRP)
Three Step Refund Process (including script!)
Flood Awareness Workshop Presentation
Preferred Risk Policy Cost Estimates (Oct 1, 2012)